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Plan :Cancer Cover (905)Product Summary :This is non-linked, regular premium payment health insurance plan which provides fixed benefit in case life assured is diagnosed with any of the specified early and/or major stage cancer during the policy term, subject to certainterms and conditions.The plan has two benefit options which have to be chosen by the proposer at the outset.Option 1: Level Sum Insured :The Basic Sum Assured remains same thru out the term.Option 2: Increasing Sum Insured :10% increase in Sum assured for 1st 5 years or till diagnosis of specified cancer.Premium Payment Mode:Yearly, HalflyMinimum Entry Age :• 20 Years (completed)Maximum Entry Age :• 65 Years (last birthday)Minimum Policy Term :10 yearsMaximum Policy Term :30 yearsMinimum Sum Assured :• Rs.10, 00, 000Maximum Sum Assured :• Rs.50, 00, 000Basic S.A. shall be in multiple of Rs.1, 00, 000Minimum & Maximum cover ceasing age :50 years & 75 yearsMinimum Premium Rs.2400 p.a. for all modes.Policy Benefits :A. Early stage cancer :Payable once for the 1st ever eventi. Lumpsum 25% of applicable Sum Assured payable andii. Next 3 years premiums waived.B. Major Stage Cancer :i. Lumpsum 100% of applicable Sum Assured payable minus any claim paid for A above if any.ii. 1% of applicable Sum Assured guaranted payable for next 120 months. ANDiii. Waiver of future premiums. Maximum claim payable 220% of applicable sum assured.Surrendered Value :No surrender value will be available under the policy.Loan :No loan will be available under the policy.
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